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What Is a Demand Letter?

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Posted on October 6, 2025

Before a personal injury case sees the inside of a courtroom, there’s often a document that sets the negotiation process in motion: the demand letter. This formal communication to the at-fault party or their insurance company outlines your injuries, damages, and the compensation you are seeking. While it might seem like just another piece of paperwork, a well-crafted demand letter can make a major difference in the outcome of your case.

Key Components of an Effective Demand Letter

A strong demand letter does more than state what you want—it builds a compelling case for why you deserve it. Think of it as your opportunity to present the facts clearly and persuasively before any formal legal proceedings begin. While there is no single template that works for every situation, certain elements should always be included to maximize your chances of a favorable response:

  • Detailed Account of the Incident: You need to explain exactly what happened, when it happened, and where it took place. This narrative should be factual and chronological, helping the reader understand the circumstances that led to your injuries. 
  • Clear Establishment of Liability: Your letter should outline why the other party is responsible for your damages. This includes pointing to specific negligent actions or failures that directly caused your harm. 
  • Comprehensive List of Damages: Document every way the incident has affected your life, from physical injuries and medical treatments to lost wages, property damage, and emotional distress. 
  • Itemized Financial Costs: Include specific amounts for medical bills, rehabilitation expenses, lost income, and any other quantifiable losses. Attach supporting documentation when possible. 
  • Specific Compensation Amount: State clearly what you are demanding to settle the claim. This figure should be realistic yet account for all your current and anticipated losses. 
  • A Reasonable Deadline for Response: Setting a timeline—typically 30 days—creates urgency and keeps your case moving forward. It also signals that you are prepared to take further legal action if necessary.

What Are the Benefits of Sending a Demand Letter?

Sending a demand letter before filing a lawsuit offers several advantages. First, it can lead to faster resolution; some cases settle after the insurance company reviews a well-documented demand. This saves you months or even years of litigation. Second, it demonstrates that you are serious about pursuing compensation, which can motivate the other side to negotiate in good faith. Third, it gives both parties a chance to avoid the considerable costs and uncertainties of trial. Finally, a demand letter preserves all your legal options while opening the door to settlement discussions.

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What Happens After Your Lawyer Sends the Demand Letter?

Once your demand letter is delivered, the waiting begins. The other party will typically investigate your claims, review medical records, and assess their liability. You might receive a counteroffer, a request for additional documentation, or acceptance of your demand. Many cases involve back-and-forth negotiations before reaching a settlement. If the response is inadequate or if the deadline passes without a reasonable offer, your attorney can file a lawsuit.

Trust a Utah Personal Injury Attorney to Draft Your Demand Letter

A well-crafted demand letter can be the key to securing a fair settlement without the time and expense of going to court. But writing one requires legal skill, attention to detail, and a thorough understanding of your case’s value.

A St. George personal injury lawyer will investigate your claim, calculate your damages accurately, and draft a persuasive demand letter that presents the strongest possible case for compensation. Schedule a free consultation today and take the first step toward justice.