Provo Uninsured/Underinsured Accident Lawyer

After a car accident, discovering the driver who caused the collision lacks inadequate insurance adds an unwanted layer of stress to your recovery. Many drivers fail to maintain proper coverage or carry less insurance than they need to cover your damages. 

Your right to compensation should never depend on another driver’s insurance choices. Various options exist to help you recover a fair settlement, and the Provo uninsured/underinsured accident lawyers at We Win Injury Law can help you identify your optimal path to compensation. 

Is Uninsured/Underinsured Insurance Required in Utah?

Utah operates under a no-fault insurance system, requiring all vehicle owners to carry personal injury protection (PIP) coverage of at least $3,000.

This coverage applies to medical expenses and other losses regardless of who caused the accident. However, PIP coverage often proves insufficient for serious injuries.  If your medical expenses exceed $3,000 or you suffer serious impairment or disfigurement, you can file a claim against the at-fault driver directly.

If the driver does not have insurance or does not have enough to pay for your losses, you can pursue compensation through uninsured/underinsured motorist coverage.

However, this insurance is optional in Utah, and if you do not hold it at the time of the accident, you may be left without options to pursue compensation. It is very important to carry uninsured/underinsured motorist coverage to protect yourself against irresponsible drivers. 

What to Do If You Were Hit by an Uninsured/Underinsured Driver

Being involved in an accident with an uninsured or underinsured driver can feel overwhelming, but taking prompt action can help protect your right to compensation:

• Remain at the accident scene and contact law enforcement to file an official police report documenting the crash and the other driver’s lack of insurance. 
• Exchange information with the at-fault driver, but be very careful about what you say. Do not accept any under-the-table offers of compensation, as this may fall far below what you actually need to recover.
• Seek immediate medical attention for your injuries, even if they seem minor. Proper medical documentation strengthens your claim for compensation.
• Gather evidence at the scene by taking photos of vehicle damage, road conditions, and any visible injuries if you are physically able.
• Contact a Provo uninsured/underinsured accident lawyer to discuss your case and begin exploring your legal options.

How an Attorney from We Win Injury Law Can Help

After an accident with an uninsured or underinsured driver, having legal representation can significantly impact your ability to recover fair compensation.

Our Provo personal injury attorneys at We Win Injury Law immediately begin working to protect your interests by conducting a thorough investigation of your accident and identifying all possible sources of compensation. We start by carefully reviewing your insurance policies to understand your coverage options, including any uninsured/underinsured motorist benefits you may have available.

We handle all communications and negotiations with insurers, preventing them from using your statements against you or pressuring you into accepting a low settlement. Our attorneys also pursue alternative recovery options, such as investigating whether other parties may share liability. When insurance companies refuse to offer fair settlements, we will not hesitate to take your case to trial.

Schedule Your Free Case Consultation Today

If you were involved in an accident with an uninsured or underinsured driver, do not wait to seek help. Contact We Win Injury Law at 385-286-6086 to schedule your free consultation. Our lawyers will fight tirelessly to protect your rights and secure the compensation you deserve.