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Being injured on the job can dramatically affect both your personal and professional life. You may be unable to work for a short period of time or be permanently unable to perform the duties you had before the injury. However, in Utah, the workers’ compensation system is available to help employees mitigate the costs and effects of a workplace injury.
When you are injured at work, you will generally be entitled to compensation for your injuries through the workers’ compensation insurance held by your employer. With few exceptions, Utah law requires employers to carry workers’ compensation insurance. The system is also no-fault, which means that even if you caused the accident that led to your injuries, you will generally be entitled to compensation for your medical bills and some of your lost earnings. If the insurance company can demonstrate that you were intoxicated or otherwise breaking the rules of the workplace or the law, however, you could be denied compensation.
Collecting what you are owed after your workplace injury can be an uphill battle against the workers’ compensation insurance company. With an attorney from We Win Injury Law on your claim as soon as possible after you have received emergency medical care for your injuries, the best possible outcome in your case will be supported. Read on to learn more about workers’ compensation claims in Utah, and how your St. George workers’ compensation lawyer can help.
Workers’ Compensation Insurance Companies Work for Profit, Not For You
When it comes time to file your workers’ compensation insurance claim, you might think that given the no-fault system, your claim will process smoothly and completely. This could not be farther from the truth, as you are a cost to the insurance company, not a benefit. In fact, Workers’ compensation insurance is among the most profitable area of insurance in the United States. Workers’ compensation insurance companies are for-profit organizations, and they make more profits by decreasing costs. Costs are decreased by denying whichever claims they can, or by paying as little as possible on those claims that are approved.
The workers’ compensation insurance company might claim that your injury did not happen on the job, but at home. They will require that you prove the cause of your injury, and that it happened in the workplace. The extent, severity, and cost of your injuries will be challenged, and you may be encouraged to return to work sooner than is safe so the insurance company can claim you are fine to work so do not deserve any further compensation. Workers’ compensation insurance companies have even been known to hire private investigators to follow around injured persons and take photographs as evidence against the severity of their injuries.
Without an attorney to advocate for your best interests in your workers’’ compensation claim, you could receive much less than you are entitled. When that happens, any future costs linked to your injuries will come out of your household budget, impacting your family’s future financial stability.
Reach Out to a St. George Workers’ Compensation Attorney for Help on Your Claim
Your attorney handles your entire claim from gathering evidence to collecting your compensation. If a fair settlement is possible, we’ll help maximize it, and if the insurance company will not be fair, we’ll take them to court on your behalf.
Contact us to schedule a consultation with We Win Injury Law or give us a call at (877) 939-4646, we’re here to help you recover what you deserve for you workplace injury.