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The last thing you want to happen when you are working is to be injured and kept from trying to earn income to support yourself and your family. When your injuries prevent you from returning to work, resulting in substantial medical bills and related costs, you could be entitled to compensation. Determining what you are owed, then collecting it, requires a complex claims process that includes collecting evidence, drafting a claim, and negotiating with the insurance company responsible for compensating you.
Recovering what you are entitled to can be difficult to achieve when you are trying to recover from your injuries. At We Win Injury Law, our attorneys are ready to help. We offer a free and confidential case evaluation in all work injury cases. Call today, our attorneys will listen to the facts of your case, inform you of your options, and, if we take your case, build a claim to maximize your compensation.
Why Choose the Workplace Accident Lawyers at We Win Injury Law?
- With over 20 years of legal experience, our St. George injury attorneys know what it takes to file a successful workers’ compensation claim. We have recovered millions of dollars for our clients.
- When you hire We Win Injury Law, you gain access to the collective experience of our attorneys and support staff. We will work to explore every possible avenue of compensation and recover the benefits you deserve.
- Our firm takes cases on a contingency fee basis. You do not need to pay any upfront fees or expenses, and you are only charged legal fees if we recover compensation on your behalf.
Workplace Injury Statistics
Workplace accidents are very common across the United States. According to the U.S. Bureau of Labor Statistics (BLS), private industry employers reported 2.6 million workplace injuries and illnesses in 2021. A total of 5,190 people died in workplace accidents during 2021 as well, resulting in a fatal work injury rate of 3.6 deaths per 100,000 full-time equivalent workers.
The Utah Labor Commission also reports an incidence rate of 2.7 nonfatal injuries or illnesses per 100 full-time employees. This number includes both private sector employees and state and local government workers.
Certain industries reported higher rates of workplace injuries in 2021:
- State Government Employees: 2.7 injuries and illnesses per 100 full-time employees
- Construction Workers: 3 injuries and illnesses per 100 full-time employees
- Manufacturing Employees: 3.2 injuries and illnesses per 100 full-time employees
- Local Government Employees: 3.9 injuries or illnesses per 100 full-time employees
Utah Workers’ Compensation Requirements
To protect their assets in the event of a workplace accident, virtually all Utah employers are required to carry workers’ compensation insurance. Some employees are excluded from coverage, including some agricultural workers, sole proprietors, and members of limited liability companies.
Workers’ compensation is a no-fault insurance policy that pays for any injuries or occupational illnesses that a worker develops because of his or her job. Employers must purchase this policy through the state’s workers’ compensation program or a private insurance carrier.
Worker’s Compensation is Likely Available
In most cases, workers’ compensation is available if you were injured on the job. Workers’ compensation insurance provides you with coverage for your medical bills, in addition to a portion of your lost earnings while recovering from your injuries. The Utah Insurance Department notes that with very few exceptions, all employers in Utah must carry workers’ compensation insurance. Your medical bill coverage includes not only the emergency care you might have required but also any long-term medical costs your injuries require. This can include medications, treatment, surgeries, rehabilitation, and other costly procedures. Without effectively incorporating these future costs into your workers’ compensation settlement, you and your family could be left covering these costs out of your own pockets in the future.
Should your injuries have caused a long-term disability that is either partial or complete, you may also be entitled to disability benefits. These benefits replace a portion of the earnings you will be unable to produce due to your disability, and may continue for the entirety of your life. Proving a disability requires evidence, and your personal injury attorney helps you schedule appointments with experts to collect it in support of your claim.
While workers’ compensation coverage provides valuable benefits in many situations, if your injuries are severe, they may not be nearly enough. Depending on the circumstances of the incident that caused your injuries, you may have other options. If your injury was the result of negligence, you may be eligible to file a lawsuit against a third party to recover full compensation for your damages. While workers’ compensation has set limits to what they cover, there are no such caps when filing a lawsuit. Here, you may recover both economic and non-economic damages including:
- Medical expenses, both past and future
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Loss of consortium
The liable third party may be an equipment manufacturer, contractor, building owner or many other persons or entities. However, understanding when someone else may be responsible and where to look for the evidence to prove it can be very difficult. An attorney with extensive experience can help in these situations. Having handled cases like these, the attorneys at We Win Injury Law know how to build a strong case and how to identify any potentially liable parties.
What to Do If You Are Injured at Work in Utah
If you are injured at work, seek medical care right away. In an emergency, you can receive treatment from any doctor or at any hospital. For non-emergency injuries or follow-up care, you will need to see a provider approved by your insurance company.
Notify the doctor that your injury happened at work. He or she will then complete a form called “Physicians First Report of Injury or Illness” within seven days and send it to the insurance company.
Next, report the incident to your employer as soon as you can. In Utah, you have 180 days to notify your employer of your injury or illness. It is in your best interest to file a report as soon as possible; otherwise, benefits may be difficult to recover.
After you provide notice, your employer will need to complete a form called “Employers First Report of Injury or Illness.” Then, he or she will need to send this form to the insurance company within seven days. You are also entitled to a copy.
The insurance company then has 21 days to accept, deny, or request additional information regarding your claim. If the company needs to investigate further, it has 24 days to make a decision. You have the right to appeal the decision if necessary.
Injured in a Workplace Accident? Contact Us Today
If you or a loved one have been seriously injured in a work-related incident, it is in your best interests to speak with an attorney. At We Win Injury Law, our attorneys handle all work injury cases on a contingency basis, meaning there are no out-of-pocket fees for our services.
Contact us to schedule a consultation with We Win Injury Law or give us a call at (877) 939-4646, we’re here to help.