Workers’ Compensation Laws in Utah

Workers’ compensation is designed to provide financial protection and medical care for employees who suffer work-related injuries or illnesses. In Utah, this insurance coverage ensures that if you are hurt while performing your job duties, you won’t be left struggling alone. Here’s what you need to know. 

Who Is Required to Carry Workers’ Comp Coverage?

In Utah, nearly all employers must carry workers’ compensation insurance to protect their employees. They can obtain this coverage through the state-run Workers’ Compensation Fund or through a private insurance carrier that meets Utah’s requirements.

However, there are limited exceptions to this rule. Sole proprietorships without employees, partnerships where no one outside the partnership works for the business, and certain limited liability companies where only the owners perform the work may not be required to carry coverage.

What Injuries and Illnesses Are Covered Under Utah Workers’ Comp?

Utah’s workers’ compensation system covers a wide range of work-related injuries and illnesses. If you are hurt in an accident at work, whether it’s a fall, equipment malfunction, or any other incident that happens while you are performing your job duties, you’re likely covered. 

Beyond workplace accidents, workers’ comp also addresses:

• Occupational illnesses caused by workplace exposure to harmful substances, chemicals, or allergens
• Repetitive stress injuries like carpal tunnel syndrome that develop from repeated strain during your workday

Can You Choose Your Own Doctor for Your Workplace Injury?

You have the right to select your own physician in Utah, but certain procedures must be followed. When you report your injury, your employer or their insurance company may offer you a list of approved healthcare providers. You can choose from this list, or you can see your own doctor, as long as they are licensed to practice in Utah.

If you decide to use your own physician, you must inform your employer or their insurance carrier in writing within 10 days of your first appointment.

How Do You File a Workers’ Compensation Claim in Utah?

To file a workers’ comp claim in Utah, immediately notify your supervisor, manager, human resources department, or whoever your company designates to receive injury reports. You have up to 180 days to file this report. Keep copies of all documentation for your records.

Your employer then has seven days to notify their insurance carrier, which must file a First Report of Injury with the Industrial Accidents Division within 14 days. You should receive a copy of this report along with information about your rights.

What Happens If Your Workers’ Comp Claim Is Denied?

If your claim is denied, you have the right to appeal through the Utah Labor Commission. Once you file your appeal, the Commission will require your employer to submit an Answer within 30 days. The case will then proceed to a hearing before an administrative judge. If you’re unsatisfied with the judge’s decision, you can file a Motion to Review with the Labor Commission Appeals Board within 30 days. Further appeals go directly to the Utah Court of Appeals.

Contact a Utah Workers’ Compensation Attorney Today

The rules governing workplace injuries in Utah can feel overwhelming. You deserve someone who will cut through the confusion and fight for every benefit you are entitled to receive. 

We Win Injury Law has spent years helping injured workers navigate these complex statutes and secure the compensation that makes a real difference in their recovery. Contact us at (435) 688-9558 for a free consultation, and let’s discuss how we can protect your rights and your future.